IMPORTANT CONSUMER INFORMATION
* Premium and interest bonuses apply only to the Protected Income Value (PIV), available only through lifetime withdrawals. Bonuses are subject to conditions and may result in longer withdrawal charge periods or other restrictions. Withdrawals are subject to ordinary income tax and, if taken before age 59½, a 10% federal penalty.
Diversification within a fixed index annuity does not ensure a gain or protect against losses in all market conditions.
Lifetime withdrawals for this option are available starting after the 10th contract anniversary, provided certain age and withdrawal conditions are met.
Accelerated Interest Bonus provides 250% PIV interest bonus with a 50% accumulation value; Balanced Interest Bonus provides 150% PIV interest bonus with a 100% accumulation value.
Using Index Lock may result in a higher or lower credit than if not used.
Increasing income potential is included through a built-in rider at no extra cost.
Income Multiplier Benefit requires meeting specific health criteria, including confinement or inability to perform certain daily living activities for 90 consecutive days, as certified by a physician. Enhanced withdrawals continue until the accumulation value reaches zero, after which withdrawals revert to the standard amount.
**Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Bonus and benefits vary depending on the product.
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The provision of investment advice relating to securities may only be made by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be constructed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.
By contacting Arika Larson CA Insurance Lic. #0D72215/Arika Larson WA Insurance Lic. #748939, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.
